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    Home/News/Your 6-Step Guide to the Conveyancing Process in Cardiff

    Your 6-Step Guide to the Conveyancing Process in Cardiff

    5 months ago
    Sales
    Your 6-Step Guide to the Conveyancing Process in Cardiff

    Finding your dream home in Cardiff or the surrounding areas is a thrilling milestone — especially if you're investing in a premium property between £600,000 and £800,000. Once your offer has been accepted, the next step is to secure your new home quickly and smoothly.

    However, the conveyancing process — the legal work involved in transferring property ownership — can often feel overwhelming.

    At Fortis Estate Agents, we specialise in guiding discerning buyers through the Cardiff property market, ensuring each transaction is seamless, transparent, and stress-free.

    Whether you’re purchasing a period home in Pontcanna, a modern townhouse in Llandaff, or a country residence in the Vale of Glamorgan, our expert team is here to help.


    What is Conveyancing?

    Conveyancing refers to the legal transfer of property ownership from the seller to the buyer. It starts when your offer is accepted and finishes on completion day — when you receive the keys to your new home.

    This process is essential to ensure that everything is legally sound, including ownership rights, local planning issues, and financial liabilities.


    Who Carries Out Conveyancing?

    While DIY conveyancing is possible, it’s not recommended — especially for higher-value homes in areas like Lisvane, Rhiwbina, or Penarth.

    Instead, you should instruct a qualified property solicitor or licensed conveyancer with experience handling Cardiff-based transactions. At Fortis, we can recommend trusted legal professionals who offer a premium service aligned with the high-value nature of your property.


    The 6-Step Conveyancing Process (Simplified)

    Step 1: Legal Representatives Make Initial Contact

    Once instructed, your solicitor will:

    • Request a draft contract, title deeds, and legal documents from the seller’s solicitor.

    • Conduct essential property searches, including:

      • Local authority searches

      • Environmental checks

      • Water and drainage searches

    These ensure there are no hidden issues affecting your property purchase in Cardiff or the surrounding countryside.


    Step 2: Mortgage and Survey Arrangements

    If you’re using a mortgage:

    • Ensure your mortgage offer is in place.

    • A mortgage valuation will be carried out on behalf of your lender.

    You may also choose to commission a homebuyer report or full structural survey — especially advisable for character homes or listed properties in areas like Cathedral Road or Cowbridge.


    Step 3: Review, Agree and Sign the Contract

    Once all searches and surveys are complete:

    • Your solicitor will confirm the completion date.

    • You’ll review the contract and prepare to transfer your deposit.

    • Then, you'll sign the final contract — ready for exchange.


    Step 4: Exchange of Contracts

    Congratulations! At this stage:

    • Your deposit is paid.

    • The sale becomes legally binding.

    • The seller is now obligated to complete the transaction with you.

    For premium buyers, it’s common to allow a short window between exchange and completion to manage the logistics of large property moves.


    Step 5: Completion Day — You Get the Keys!

    On the agreed date (typically by 12 or 2 PM):

    • The remaining funds are transferred.

    • You receive confirmation from your solicitor.

    • Collect the keys from Fortis and step into your new Cardiff home!

    Whether it’s a gated property in Cyncoed or a luxury new build in Radyr, we’re here to hand you the keys with a smile.


    Step 6: Final Legal Formalities

    After completion, your solicitor will:

    • Pay Stamp Duty on your behalf.

    • Send your title deeds to your mortgage lender.

    • Register the ownership with HM Land Registry.

    • Provide you with all relevant documents and a final invoice.

    Now all that's left is to unpack and enjoy your new lifestyle in one of Cardiff’s most desirable neighbourhoods.


    Why Fortis is Your Trusted Cardiff Estate Agent

    At Fortis Estate Agents, we pride ourselves on our bespoke service tailored for buyers in the £600,000–£800,000 bracket. Whether you're buying or selling in Cardiff, Penarth, Dinas Powys, Cowbridge or the Vale of Glamorgan, our experienced team can guide you through every stage of the conveyancing and property transaction process.

    Looking for discreet and premium property services? Contact Fortis today on 029 2056 1111 or email us at hello@fortis.homes.


    FAQs About Conveyancing in Cardiff

    Do I need a solicitor to buy a house in Wales?

    It’s not legally required, but highly advisable — particularly for higher-value homes. A solicitor ensures the property is legally sound and protects your investment.

    How long does the conveyancing process take?

    Typically 6 to 12 weeks, depending on the chain, legal complexities, and responsiveness of all parties involved.

    What are the key costs involved in conveyancing?

    • Solicitor or conveyancer fees

    • Property searches

    • Stamp Duty Land Tax (SDLT)

    • Land Registry fees

    We always recommend budgeting for these early on.

    Should I get a property survey?

    Yes — especially if you’re buying a period home or property over £600,000. A full building survey can uncover costly issues before you commit.


    Start Your Property Journey With Fortis

    If you’re planning to buy or sell in Cardiff or the Vale, and want expert guidance through every stage of the conveyancing and moving process, we’re here to help.

    Get in touch with Fortis Estate Agents — Cardiff’s local property experts — and discover a smoother way to buy your dream home.

    📞 029 2056 1111
    📧 hello@fortis.homes

    Share this article

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