Insight: Does A Mortgage In Principle Mean You’re Guaranteed A Mortgage?
Purchasing a property in Cardiff is something you do in stages, and an early step towards owning your property is obtaining your MIP or mortgage in principle (sometimes called a DIP – Decision In Principle or an AIP – Agreement In Principle).
Once you have a mortgage in principle, you can progress onto the next step of buying your property. A MIP shows both sellers and their estate agents that you’re serious and also in a suitable position to move on with the purchase.
Should I Get A Survey Done Before Buying A House?
Buying a property in Cardiff is a significant milestone, but it’s also a major financial commitment. For home buyers, the decision to invest in a property is not one to be taken lightly. Among the many considerations, one common question that often arises is “Should I get a survey before buying a house?”
In this blog, we’ll delve into this important topic and provide you with our expert insights to help you make an informed decision.
Latest: property market report
How do you tell if a General Election is on the cards? You monitor the news for announcements that may please the masses. Property has long been an area the Government tinkers with and ministers are already repositioning their offering to win votes in England and Wales.
You Ask, We Answer! Your Latest Home Moving Questions Answered By The Fortis Team.
Here at Fortis we like to provide our clients with as much help as possible when they are considering making a home move. Read on to see some of the answers to popular questions that we are often asked.
How will the new Mortgage Charter help borrowers?
After a long period of stability, mortgage rates have hardly been out of the news headlines. In September, everyone held their breath as the Bank of England – responsible for UK-wide monetary policy – made its latest announcement.
Is The Highest Valuation Of My House The Best?
Good Question! But There Are Many Factors To Keep In Mind
In Cardiff, property prices have risen consistently this year, and that’s great news for sellers in Cardiff who want to get the best possible price for their home. So it isn’t surprising that many sellers choose to use the estate agent that gives them the highest valuation for their property.
But is that always the best decision?
Interior trend: red alert
We’re barely into autumn and already the interior design experts are predicting which trends will be big news in 2024. Livingetc – the glossy magazine and style bible – has already published its colour predictions for next year and there are some interesting shades in the spotlight.
Prepare Your Garden for Autumn – Essential Tips for a Beautiful Seasonal Transition
As the vibrant summer days give way to the crisp and colourful autumn season, preparing your garden for the changing conditions will be on top of any green-fingered gardener’s list.
By taking the proper steps now, you can ensure your garden remains a picturesque and inviting space throughout this season and next.
We’ll provide you with our expert tips to get your garden ready for autumn. From tidying up and planting to protecting your plants and embracing the stunning autumn colours, these insights will help you create a thriving and visually appealing garden.
What Is A Smart Home? How Technology Is Transforming Property in Cardiff
The team at Fortis love a bit of technology and recently we’ve been asked ‘what is a smart home?’ There’s lots of interest in this topic, so in this article, we are delving into the technology that’s reshaping our living spaces and transforming property in Cardiff.
We are talking ‘smart homes’. From speaking a command to dim your lights, to orchestrating a symphony of automation within your home, smart homes are not just a fleeting trend but are now defining modern living. So, let’s look at the latest cutting-edge innovations in the UK property market.
The top 10 reasons for moving home in 2023
As estate agents with many years of experience under our belts, we have continued to help buyers and sellers whatever the market conditions. People will always need to move home but why people move very much depends on the market and wider financial implications.
9 Quick Home Staging Tips for Autumn
Home staging is the process of preparing your property for sale. It involves making your home look its absolute best, encouraging viewers to place an offer on your property.
It generally starts with a thorough declutter, which makes the property seem more inviting and helps hugely with the moving process. Where necessary, you might also decide to redecorate. Depersonalising your home and repainting in a neutral palette can also help viewers envisage themselves in your home.
Many seasonal factors will also affect how you display your home, so here are our top tips for staging your home in autumn.
Maximising Kerb Appeal: 5 Easy Home Exterior Tips To Boost The Market Value Of Your Property in Cardiff
You Never Get A Second First Chance!
When selling a property in Cardiff everyone knows that first impressions matter. Potential buyers often make quick judgments based on a home’s exterior appearance, so a well-maintained and visually appealing frontage will significantly impact a buyer’s perception of a property and even influence their willingness to pay a higher price.
As a homeowner looking to sell your property in Cardiff, understanding the importance of kerb appeal and how to enhance it will give you a competitive edge!
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